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Monday, 13 July 2026

Robinhood Weighs Its First Sale of Card Receivables-Backed Bond

Robinhood Markets is considering issuing between $400 million and $500 million in asset-backed securities backed by its branded consumer credit card receivables. The company is currently testing investor interest for what would be its first such bond offering.

Citi Sees First Bank Goes Live with its Clearing and Token Services Solution

Siam Commercial Bank became the first financial institution to go live with Citi's 24/7 USD Clearing and Citi Token Services for cross-border payments. The integration enables near real-time USD payments around the clock for SCB's corporate and institutional clients.

Hidden in Maya wall writings: A named astronomer emerges from 1,200-year-old calculations

Researchers decoded mathematical formulas from a 1,200-year-old Maya wall at Xultun, Guatemala, identifying an astronomer's name for the first time. The Classic period calculations involved complex astronomical observations and calendar dates that influenced monument construction and royal inaugurations.

Skyfall AI Releases MORPHEUS: A Persistent Enterprise Simulation Benchmark That Makes Continual Reinforcement Learning Necessary Under Structured Non-Stationarity

MORPHEUS is a persistent enterprise simulation platform where worlds never reset and agents face parameterizable regime shifts evaluated across six metrics. Standard reinforcement learning algorithms like PPO, HER, EWC, and LCM all perform significantly below the theoretical upper bound on the platform.

Why a borrowing binge by investors is a warning sign for the stock market

Investors are borrowing increasing amounts of money to purchase stocks through margin debt to amplify their returns. This rising debt level is causing concern among Wall Street analysts about market conditions.

Apple Acquires Open-Source Observability Platform Developer SigScalr

Apple acquired assets and employees from SigScalr, a developer of data log management and observability tools. The acquisition was notified to the European Commission on March 12.

Micro freight sector has outgrown pavements and now needs dedicated hubs

Delivery bike companies are sharing data with cities to help plan infrastructure for the growing micro freight sector. Cities can use this information to quickly build dedicated hubs that improve working conditions for delivery drivers.

NASA Study Points to Smoother Air Taxi Rides

NASA research identifies comfort factors affecting passenger willingness to ride in air taxis, which are small vertical-takeoff-and-landing aircraft designed for short trips. The study provides data to help air taxi operators plan routes that minimize discomfort during flights.

Restaurant Platforms Make Embedded Finance Part of Daily Operations

Nearly 80% of middle-market companies expect to upgrade their embedded finance capabilities through restaurant platforms. Financing is increasingly delivered as a feature within the software platforms that businesses already use daily for operations.

Satya Nadella has issued a shocking warning to companies using AI

Microsoft's Satya Nadella warned companies that relying on proprietary AI models from major labs creates dependency risks. He cautioned that organizations should consider alternative approaches to avoid becoming trapped by single-vendor AI systems.

France unleashed: reinvention could earn Deschamps all-time great status | Nick Ames

France's head coach Deschamps has remodeled the team's attack and now stands on the verge of winning a second World Cup, which would make him only the second manager ever to achieve this feat. If France succeeds against Spain in the next six days, Deschamps will complete his renaissance after previously facing booing from fans following losses to Italy and Belgium.

Floating-electron catalyst withstands week in air while making ammonia under milder conditions

Researchers at Science Tokyo created BaSiN2:O, a catalyst material that maintains stability in air for a week while synthesizing ammonia under milder conditions than conventional methods. The material achieves this through oxygen-doped barium silicon nitride that forms a stable surface layer of freely floating electrons.

London Authority Sets Out Plan For Tokenizing Wholesale Financial Markets

The City of London Corporation released a report outlining plans to tokenize wholesale financial markets. The initiative aims to enhance the United Kingdom's competitiveness in wholesale markets that support economic growth and financing activity.

Your next budget problem may not be electricity—but your water bill

Water rates have risen three times faster than inflation and could become unaffordable for over one-third of U.S. households within a decade due to hotter, drier conditions straining aging infrastructure. Stanford researchers modeled Santa Cruz, California to demonstrate how climate change could worsen the water affordability crisis.

Kraken Debuts Debit Card to Let Customers Pay in Crypto

Kraken launched a debit card enabling customers in Britain and the European Economic Area to spend cryptocurrency and cash balances. The Kraken Card links customer account balances to both online and in-store purchases.

Tesla’s Cybercab drove across a car park, and the real news happened two days earlier

Tesla announced that Cybercab employee rides will begin soon at its Texas factory, featuring a vehicle with butterfly doors, no steering wheel, and no pedals. The company released a video showing the gold Cybercab autonomously driving across a parking lot.

Google’s big Waze AI update includes a button that makes the app shut up

Waze received multiple Gemini-powered features including motorcycle mode, personalized routing, conversational map editing, and destination search. A new "less chatty mode" button allows users to reduce the app's verbal output while navigating.

Intel is putting 5 billion euros into Ireland, and Europe just got one of the few EUV fabs on the continent

Intel is investing 5 billion euros in its Leixlip, Ireland campus to expand data-centre processor production for AI and high-performance computing. This expenditure represents approximately 30% of Intel's planned $17 billion capital spending for 2026.

Cutting back vines lets recovering forests grow faster, Borneo study shows

Cutting lianas from degraded forests in Borneo increased tree growth rates by 40 percent over three years. The study measured diameter growth in trees and found that removing these vining plants allowed recovering forests to sequester carbon more effectively.

Diego Forlán succeeds Marcelo Bielsa as Uruguay manager on temporary basis

Diego Forlán succeeded Marcelo Bielsa as Uruguay's manager on a temporary basis after Bielsa departed following Uruguay's group stage elimination from the World Cup. Forlán's appointment runs until March 2027.

Nadella says you pay for AI twice, and Microsoft helped build the trap

Companies using AI must pay twice: once in cash and once by surrendering secrets needed to make the systems useful, according to Microsoft's Satya Nadella, who calls this the Reverse Information Paradox. Microsoft itself helped create this trap by building AI systems that require proprietary data to function effectively.

AI is ending older workers’ careers early, and it is coming for the well-paid ones first

Workers aged 55 and over in AI-exposed occupations are exiting work at higher rates since ChatGPT's launch. Research from Boston College's Center indicates this trend affects older workers in roles vulnerable to artificial intelligence disruption.

The web is now mostly bots. Cloudflare is rebuilding its defences around that

Bot traffic now exceeds human traffic on the web for the first time. Cloudflare developed Precursor, a new tool that monitors visitor behavior after entry rather than verifying identity at initial access.

Valarian raised $50m to help governments use US cloud without losing control of it

Valarian raised $50 million in Series A funding to help governments use American cloud and AI services while maintaining data sovereignty and preventing US access. The startup, co-founded by a former Palantir executive, was led by venture fund NEA and addresses government concerns about data control.

15-yo Creates App for Reporting Potholes to the Government, and Uses AI to Help with Follow-up

A 15-year-old in New Delhi created an AI-powered app that lets citizens report potholes and grade their severity to authorities. The app's AI automatically drafts emails and letters to relevant government officials to follow up on reported issues.

The EU has stopped sanctioning Russian hackers and started sanctioning the machine that makes them

The EU and UK sanctioned Russia's cyber apparatus for the first time, with the EU targeting nine individuals and four entities while the UK sanctioned 24 subjects. The sanctions targeted an ecosystem spanning intelligence services rather than individual hacking groups.

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