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530 stories in Fintech

Saturday, 8 August 2026

European Union Moves Forward with MiCA Review to Address Non-EU Stablecoin Guidelines

The European Union has initiated a formal review of its Markets in Crypto-Assets Regulation to address gaps in rules governing stablecoins issued outside the bloc. Officials determined the review was necessary after the framework became operational and revealed deficiencies in non-EU stablecoin guidelines.

Singapore Fintech Association Launches Payments Code to Raise Transparency, Consumer Protection

The Singapore FinTech Association launched a new payments code of conduct to increase transparency and consumer protection in the sector. The initiative ensures people understand their payment costs and what safeguards apply to their transactions.

FDIC Advances Plans for Independent Standards Body to Certify Banking Service Providers

An independent standards organization will be created to develop uniform benchmarks for third-party vendors supplying services to banks. The FDIC is collaborating with banking and financial technology industry groups to establish this certification body for banking service providers.

UK’s Digital Bank Monzo Reports 1M+ Business Accounts

Monzo Business has surpassed one million accounts more than six years after launching the service. The digital bank announced this milestone in late July 2026, serving over a million UK business customers.

Philippines’ Underserved Credit Market Offers Major Fintech Opportunity, BillEase Says

The Philippines has limited formal credit access, creating expansion opportunities for digital financial services providers. BillEase co-founder Georg Steiger identifies the country as the most attractive fintech market in the region.

Friday, 7 August 2026

Harvey Targets $15.5 Billion Valuation as Revenue Surges Past $350 Million

Harvey, a legal AI startup, is raising $500 million at a $15.5 billion valuation, up from its $11 billion valuation in March. The company's annualized revenue has surpassed $350 million.

Consumers Cut Extras as Credit Card Debt Nears a Record

Consumer credit expanded at a 3.3% seasonally adjusted annual rate in June after contracting 0.3% in May, driven primarily by revolving credit including credit cards. This growth occurred as consumers reduced spending on discretionary items while their financial cushions thinned.

AI Is Bringing Retailers Their Best Customers but Not Closing the Sale

AI agent platforms generated less than 1% of Etsy's traffic in the second quarter, but those visits converted at higher rates than regular traffic. The company reported this finding during its earnings call, indicating AI agents drive quality visits without yet representing significant volume.

Wall Street’s New Cybersecurity Threat Starts With a Phone Call

Attackers from the threat group UNC6671 are conducting a cyber infiltration campaign against Wall Street firms by logging into cloud-based platforms rather than breaching networks. The campaign was documented in a threat update shared August 6 by Google's Threat Intelligence Group.

Airbnb Says AI Is Driving Faster Growth, Higher Bookings and Better Margins

Airbnb reported stronger-than-expected Q2 revenue, bookings, and profitability while raising its full-year outlook. The company attributes the financial improvements to its AI-first travel platform strategy.

EU, California Converge on AI Transparency Rules, Shifting Focus to Enterprise Governance

The EU's AI Act and California's AI Transparency Act both now require organizations to implement enterprise governance practices beyond basic user disclosure. Both regulatory regimes independently converge on mandating internal controls and documentation systems for AI system management.

FIS Expands Commercial Banking Platform to APAC Region

FIS has completed a global rollout of its Digital One Commercial platform by launching it in the Asia-Pacific region, following earlier launches in the United States and Europe, Middle East and Africa. The platform is now available across all three major geographic regions.

Stripe Integrates CareCredit to Expand Online Health and Wellness Financing

CareCredit financing can now be embedded directly into Stripe's online checkout for U.S. health and wellness providers. Synchrony, which operates CareCredit, enabled this integration to allow providers to offer the financing option through platforms they already use.

Thursday, 6 August 2026

The RealReal’s AI Overhaul Helps Drive 22% GMV Growth

The RealReal's AI system Athena automates authentication and cataloging while a pricing algorithm analyzes over 100 data points per item. These AI upgrades helped drive 22% GMV growth over the past year.

DeepSeek Resumes Funding Round to Raise $8 Billion

DeepSeek resumed its second funding round seeking approximately $8 billion at a valuation of about $74 billion. The Chinese AI startup's funding discussions are ongoing and details remain subject to change.

SEC Boosts Enforcement Division With New Financial Reporting Unit

The SEC established a new Financial Reporting and Accounting Unit within its Enforcement Division to ensure alignment across all agency divisions in enforcing securities laws. The unit works across the agency to coordinate enforcement of SEC goals related to financial reporting and accounting matters.

Nayax and Zaria file for bank charters

Nayax and Zaria Systems have filed applications to charter banks in the US. Nayax operates as an Israeli payments and loyalty platform, while Zaria Systems provides infrastructure for mark-to-market credit and structured finance.

How banks have stopped thinking in products and started thinking in customer journeys

Synchrony, a financial services company with over $120 billion in assets, shifted its strategy from organizing around individual credit card products to structuring operations around complete customer journeys. The company had accumulated extensive customer data through private-label credit cards but needed to fundamentally reorganize how it used that information.

Before chasing AI, Bank of America wants banks to fix their data first

Banks need to prioritize fixing their data quality before implementing AI systems, since AI reliability depends entirely on underlying data integrity. Bank of America contends that model capability matters less than ensuring trustworthy data foundations for AI applications.

Chime Converts More Paychecks Into More Products

Chime's Instant Loan originations rose nearly 70% to $300 million in the second quarter, driven by automatic prequalification for qualifying Chime Prime members. The company uses direct deposit data as underwriting infrastructure to expand its lending business beyond its core banking products.

Block’s AI Overhaul Starts Showing Up in Results

Block cut approximately 40% of its workforce and repositioned artificial intelligence as central to operations under CEO Jack Dorsey's restructuring plan. The company's AI integration is beginning to produce measurable results across its business operations.

EBay Rides Luxury, Collectibles and AI to 15% Growth in Q2

eBay achieved 15% growth in Q2 by focusing on luxury goods, collectibles, and artificial intelligence technologies. The company, historically viewed as a mature marketplace, is now competing through these specialized categories rather than relying solely on general merchandise.

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