Working Capital Is Becoming a Priced Portfolio for CFOs
# Summary CFOs are now treating working capital as a priced portfolio, optimizing how different components are financed rather than simply reducing days of receivables or payables. Companies with identical working capital requirements may manage different risk pools, such as short-dated receivables from investment-grade customers versus other sources.
Read full story →Banks Add Branches as Physical Networks Lift Digital Sales
The U.S. bank branch count increased to 69,167 by the end of 2025, up 535 branches from the previous year. Major banks are investing billions in physical networks as branches now support digital sales channels.
Stripe and Ramp Are Betting on AI Traffic Controllers
Ramp launched Router.com, a tool that directs requests to different artificial intelligence models, after operating it internally for three years. Stripe made a similar move to build a layer that determines which AI model processes requests.
AT&T Slashes AI Costs by Adopting Model Routers and Open Source
AT&T reduced AI operational costs by 56% using model routers that direct queries to cheaper AI models. Performance quality declined only 2% with this approach.